Carmax isn't bad, just get out side financing. She qualifies alone, but at a much higher rate than if her father had cosigned. Even working there I financed through my credit union. One customer, Andréa Van Sickle, a work-from-home mom living in Dayton, told me her story, which was a stressful experience for her family from start to finish. The deal I found was right at KBB used retail value (maybe $500 over on a $24k car, not a huge deal IMO). I determine my best deal via these sites and just email the local dealers. Didn't buy anything and I don't even think they contacted me at all to follow up and try to get me to come back. carmax r/ carmax. If the price is fair compared to what you would expect to pay somewhere else, go buy it. Western Union You may go to any Western Union location to have your payment sent to us. But just know that you can save yourself potentially thousands of dollars by shopping elsewhere. It does depend on how bad though. Rising. The DP is going to be about 2k-2.5k. Side note... did you find out what the rate difference was with vs without co-signer? A friend got a car from them with scores in the 500s and a little bit down. Well, screw them, it’s not their money! For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. Also if you like no haggle, many car rental lots (like enterprise) sell cars below Kelly Blue Book value with no haggling. When shopping at a CarMax store, simply tell a sales associate that you'd like to take the car of your choice for a 24-hour test drive. If you have less-than-perfect credit, some of these financing options may still be available to you. They try to play it down about how much trouble it will be to save a little money. To find out about other CarMax policies, see our articles on the CarMax bad credit approval policy and if CarMax leases cars. Carmax is economically better than buying a new car. CarMax makes buying a car as easy as buying an appliance from Best Buy or something which is great. including a lack of I can promise is well… It probably had site’s personal finance subreddit. You have 3 days to replace your financing without having to go through the “return repurchase” process. He's been turned down by 4 major banks, approved with stipulations and higher rates by 2 subprime banks and countered with different terms, higher rates and stipulations by two credit unions. You will need to understand what buying a car with really bad credit. Just do your research ahead of time. Cookies help us deliver our Services. So to make a long story short she got a roughly $12k loan with an almost 13% interest rate. Along with this isn't cosigning a loan just taking responsibility if the other person dips or doesn't pay? She got an extended warranty and the total cost of the car was $14000. CarMax has fair pricing, and makes most of its' money because of the refined purchasing practices from auctions they attend nationwide and run in most every market. Close. Join. Most of their cars are overpriced a bit, but not everything is. It won't be the lowest price, but you can look at their database online and see exactly what cars they have available and at what prices. People with a poor credit history and low FICO scores also Possess a bad credit auto loan. You’ll want to think twice before working with a buy-here, pay-here dealership. TL;DR: Dealership is strongly advising against a co-signer for someone with relatively poor credit. I see OP's question as "Is Carmax fair or will I get cheated". Press J to jump to the feed. Just like any car dealership, CarMax has customers who had negative experiences during the car-buying process. If they budged on price, that would amount to negotiating on price. How are we not going to address the elephant in the room here? They have so much information and so much purchasing power, and they have the most available data, real time, that no one else can compete. Why would carmax be different than any other lot? The company does a fantastic job of picking new people to join the team and many of the people I've worked with over the years have become my family. If she likes the car why doesn’t she re-finance with a co-signer? Her credit score was bad (550) she ended up buying a 2002 vw gti. If it isn't, shop somewhere else. You can also pay cash or get your own financing somewhere else. Edit: Due to the increasing number of rule-breaking comments (after many helpful and on-topic responses), the moderation team has locked the post from future comments. Her father has objectively great credit and makes good money. Yep, you can apply for a car loan from your bank and they'll mail you a blank check. Once you have an idea what vehicle you want, then research pricing on Edmunds.com and Trucar (this is for a new car). In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. Example: if you refinance through a credit union next month, you’ll owe them the one payment worth of interest that they would have been paid that month, nothing major. I went to several 'big' dealerships, as well as some small "used car lot" ones. Feel free to ask any clarification questions, its a lot to type out and I'm sure I've missed something. Carmax is fine for buying a car if you like their no-haggle pricing but they will stiff you on your trade. I just wanted to ask if any of you know if carmax would allow me to put a down payment on a car with a CC? She should take it back if it's still in the 3 days and buy a car from someone else with a cosigner. Call … What do I need to provide CarMax? Carmax is economically better than buying a new car. YMMV. Final payoffs sent by U.S. Mail should go to: CarMax Auto Finance Attn: Payoff Department P.O. Auto. Box 440609 Kennesaw, GA 30160. Cookies help us deliver our Services. Having worked there for a while, I respect the company, and they mean what they say about the reconditioning process. The big dealership places were way too pushy. Used-car Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. I would definitely refinance the loan ASAP through a local credit union and utilize the co-signers credit. I told her seems really not good, and she agreed, she didn't feel very good about the whole transaction. I've bought way more cars than anyone my age should have. We successfully provide options to customers with many different credit profiles because we work with some of the country’s leading financial institutions, which improves your chances of getting approved. The sales lady wanted to close the sale that day instead of waiting for her to hopefully figure out the cosigner issue. I agree with Allinon, but I would like to add more. This. I do most of the negotiation online and then only visit the best two dealers on the day of purchase. You could also check with your bank and/or credit union for their rates. It usually goes the other way, where they tell you that they essentially can't get you a loan without a co-signer if you have bad credit. Thanks in advance friends. Below are the 10 questions we hear most often from CarMax customers about used car financing while they’re conducting their used ... Can I get approved if I have bad or damaged credit? My wife bought a car at carmax 17 months ago. For comparison a credit union or bank should be able to give someone with a decent credit score a rate of 3-4%. So my gf, not being a very confrontational person, said okay after the sales lady assured her that even if they did the sale today without a co-signer, she has a 3 day (maybe longer?) I recommend ... You guide helps you diagnose credit. I found a great deal / opportunity that I couldn't pass up. Enter your vehicle info to receive a cash or trade-in offer. Just wanted to clear that up after she corrected me. Very sneaky of the dealer because with the sales tax discount it came to even. CarMax offers oil change services nationwide, according to its customer service representatives. My friend used to work at carmax and told me it is very hard to get financed through them if you have bad credit / low scores. Carmax works with three or four banks. Best bet when buying used is to go certified IMO. The interest rate is 24%. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. Press J to jump to the feed. This. Because of this most debtors end up paying top rates of interest and processing charges. Disadvantages, you will pay more. I don't know much about cars, yet even I was baffled at reading that a 2018 car was $10k. The GF should never in a million years have “bought” the car with a deal that was not even close to what she planned. Carmax gave me ~8% more than the dealer offered in trade in value. r/carmax: tell your own personal experience with this shitty car company. Here are some other things to know about CarMax Auto Finance. User account menu. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The Bad. Carmax is safer (as a rule, for a lazy consumer) than buying a used car on your own. A closer look at CarMax Auto Finance. About 10 years ago I tried to get a car through carmax and was declined. The prices on the stickers and online are not subject to upcharges, so buyers won’t have to worry about any hidden fees. I thought Carmax didn’t work on commission. Worse, they sell for that much brand spanking new. Then you can buy from wherever. Below, we detail how a bad credit score affects your chances of securing financing through CarMax or at a similar car dealership. Adding the extra we fight tooth and nail to avoid right on the top so everyone saves time and doesn't get frustrated or give the car salesman persona such a negative / sleazy image (no offense). This thread has been locked by the moderators of r/personalfinance, More posts from the personalfinance community. Fantastic way to get rid of a car with pretty much zero hassle. The had a ton of Is Better for Buying those with bad credit. I know I can call but my local carmax is closed now and I kind of need to know today. If you trade a car in, you will get a bit below wholesale value, and can get more selling it privately, or to a place like Texas Direct Auto (in Texas). Sadly I no longer have cash to get a vehicle and was wondering if Carmax was even still a thing and if it's a decent way to finance a car I couldn't afford up front. Join our community, read the PF Wiki, and get on top of your finances! CarMax return policy is usually 7 days, at least in CA it is. I told her that she's obviously free to pick the car she wants, and if she's happy then I'm happy lol. Carmax seems good about at least trying to get some kind of deal done even with bad credit. It’s actually 7 days you have now to return a car. Some credit unions have deals with car dealerships where you get fleet pricing on new cars and do not have to haggle. I'm finishing up the process of buying a used car right now. Van Sickle says she was at the end of her pregnancy and desperate. Carmax isn't bad, just get out side financing. You can also use Carmax’s Car Payment Calculator that provides an estimate of the total tax and title fees you’ll need to pay in your state. The prices on to troubleshoot it and a CarMax sales associate can only drive their is bad and how car or a used days after you buy. and "I've seen it work out very badly for most people when they get a co-signer, I wouldn't recommend it." Her last car was an '04 Mitsubishi Lancer that lasted a little over 300k miles, with relatively manageable maintenance over the years, so she feels fine about getting another Mitsubishi. You'll see some of those at dealerships, too, but CarMax buys them direct. https://www.cars.com/vehicledetail/detail/766747966/overview/, https://www.nytimes.com/2014/05/25/automobiles/autoreviews/its-cheap-but-is-it-overpriced.html?_r=1. I thought you were going for the other elephant in the room. You don't have to finance the same place you buy a car. CarMax allows returns within seven days of purchase, a corporate customer service representative said. Which I personally am ok with since I hate spending a week playing the stupid car buying game to save money. The better your credit profile, the more likely you may be to qualify for approval, more favorable terms and a better interest rate. You don't have to haggle at any dealership, but of course you will pay more when you don't. Join our community, read the PF Wiki, and get on top of your finances! . advantages: no haggling makes the car buying process easier. Not really. These dealers typically charge much higher interest rates than traditional lenders, which could cost you more in the long run. So it sounds like Carmax is just doing what everyone else is doing but just cutting to the chase. raise some questions, like the New York State . She went into a CarMax a couple of days ago after doing hours of searching around online for a decent deal. I am financing somewhere other than CarMax. They don't however have the best prices. But he only has two lines of credit. They tend to have lower mileage, high quality cars. card. You should get financing secured before going into the store, but see what their on site financing can offer, and their purchase prices are generally fair, especially for not negotiating. Cars can be returned for any reason and returns are said to be “hassle-free,” according to the CarMax website. The plan was to build her credit and refinance. I spent a month looking last time I bought private party. Posted by 1 year ago. I have bought and sold cars to Carmax and they are Ok. You won't get the best price, but you don't have to haggle. Whether or not you will get offered a loan depends on how bad your credit is. A friend of mine was offered their "best financing" with a rate of around 6%. Posted by 1 day ago. She had to get a car because she got a new job. Carmax has some advantages: no haggling makes the car buying process easier. Girlfriend is trying to buy a car from CarMax and they are being incredibly adamant about how bad it would be for her to get a co-signer and that she should definitely not get one, even though her credit isn't great. More Information. Okay, I'm glad I'm not losing my mind here. A salvation is needed by such people from their bad creditcard. Walk in, inspect the car, write in the price and hand over the check and you're done. New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. She's getting ripped off six ways to Sunday. Folks, please try to not have a public meltdown over some disagreement with another person. I think you will not get cheated. 98% of the time they turn you down. You're going to spend more money than you really should. Press J to jump to the feed. My most recent purchase was at Carmax. She has to learn to use the most powerful tool in car shopping and that is the ability to get up and walk out if they aren’t giving you what you want. The buying a car with bad credit carmax most often impacts the entire value of the car and the monthly fee. My girlfriend's car finally bit the dust mechanically, and it would be about $1200 to get it fixed when it Bluebooks for about $300. card classic compact. Archived Comments are locked. You can add a co-buyer to your pre-approval application or finance application. I ended up buying from a smaller used car place. Also, the 12k price included an extended 5 year warranty and gap insurance. That said, if you're car savvy and know what to look for in a used car, it's pretty damn easy to find a better deal. Sales lady only wants her commission and will close the deal ASAP. She knows her credit score/history isn't great, somewhere in the 650s, so she asked her father (who lives halfway across the country, as do I, so I haven't been with her in person for any of this) to co-sign for her, as CarMax told her over the phone that he can co-sign and make a down payment by just being on the phone to verbally agree and go into his local CarMax and sign papers and make the down payment. Carmax doesn't negotiate on price. However, the general public by no means give that idea a idea. How does closing the sale at any given time effect the salesperson? Press question mark to learn the rest of the keyboard shortcuts. Hot. My Bi-weekly paycheck went from great to me having to borrow money from my mother to be able to pay my bills and support my family. I'm sure their financing is on par with every other dealership but go in with your own financing just in case. Its a 2018 Mitsubishi Mirage with I think 36k miles for like $9,999 or something in that ballpark. You won't really save that much on APR and then you have to worry about them not wanting to give up half-ownership of the car later." Press question mark to learn the rest of the keyboard shortcuts. I also hate buying cars. Anyway. Like a dealership, CarMax offers reasonable financing, even for those with bad credit. A couple of days ago as in ‘the last day of April’? You’ll be asked to provide a valid driver's license, verifiable comprehensive and collision coverage, and to return the car to the same store on the next business day. Costco is also a place to get a decent deal on a new vehicle. I would definitely get separate financing, though. In addition to more room for back-end profit on a high interest rate. For comparison a credit union or bank should be able to give someone with a decent credit score a rate of 3-4%. I bought a Ford Fusion from Carmax and that *** broke down on me just a month after, My brother who is a mechanic told me I need to replace something in the fuel tank and that a bad noise is coming from the engine which also needs some work that will cost a *** load of money. CarMax oil change prices vary depending on vehicle type, but they start at $40 for standard oil and $60 for synthetic oil. Our General Sales Manager Jason Decker explains the ins and outs of credit and purchasing a vehicle even if you have less than ideal credit. 9.6k. So my question out of all of this is mainly: Is this sales lady full of crap? If the price is fair compared to what you would expect to pay somewhere else, go buy it. Source: Was a Buyer and a salesperson at Carmax for several years. Our finance sources accommodate most credit profiles, and every CarMax customer can expect the same no-haggle pricing and exceptional customer service. grace period to return the car if she isn't happy and get a full refund, etc. Repeat ad nauseum. I see the appeal of CarMax and similar for a lot of people but I have no regrets :). Contact your bank or credit union- they will have auto loans. 0 Likes. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. These dealerships specialize in working with buyers with bad credit and are often called “buy-here, pay-here” dealerships. Also if you like no haggle, many car rental lots (like enterprise) sell cars below Kelly Blue Book value with no haggling. Yea, that's a whole other conversation lol. I don't know what my scores were though, but I … I've never heard of a dealership advising against a co-signer. Loan repayment terms range from 36 to 72 months. Sorry about that! So after we had a solid plan, she went into CarMax to buy the car, and she said that the sales lady continually insisted that getting a co-signer for the car would be way more trouble than it's worth. You’ll receive a full refund to your original payment method or you can transfer the down payment to another CarMax vehicle. Can I use a co-buyer? The mirage is quite literally the worst car for sale in America right now, you're also getting completely ripped off. We both agreed that this lady was just looking to close the sale and get out of there. 1 1. I feel like I'm always getting the short straw no matter what deal you think you're gettiing from the dealership. Now financing it, well that's a matter that can be settled objectively, and obviously its no bueno at the moment. If it isn't, shop somewhere else.Carmax isn't bad, just get out side financing. A lot of the cars they have are bought from rental agencies like Hertz and Enterprise. So what you find yourself paying is a prime per month fee you cannot take care of. EDIT: For clarification, its actually a 2017 with 47k miles. CarMax finance companies are great if you have good credit, but it pays to shop around. Log In Sign Up. Any advice would be greatly appreciated, as neither of us really have too much experiencing buying cars from dealerships. Car buyers with bad credit typically get the short end of the stick when it comes to the additional enhancements offered by a number of traditional auto loans. I hate car shopping to the point I rather not even bother dealing w/ dealerships and shady car salesman. Saying things like "Are you sure you want to get a co-signer? Check out the prices on Carmax's website. A friend of mine was offered their "best financing" with a rate of around 6%. Thanks. Final payoffs sent by express mail or overnight delivery should go to: CarMax Auto Finance Attn: Payoff Department 225 Chastain Meadows Court Suite 210 Kennesaw, GA 30144. Short Answer: CarMax offers a variety of financing options through lenders like Ally Auto Finance, CarMax Auto Finance, and Santander Consumer USA. Something feels very not right about it. I decided to take my savings fund for a car and invest into remodeling my pool / home instead. You can test drive the car before you buy it. $11k credit lines over 2 credit cards with 90% available, but one is a year old and the second is 3 months old. I've sold a car to CarMax, and it was a great experience. The difference, to CarMax's credit, is that regular dealers generally won't go over cars they're selling nearly in as much detail as CarMax does, and CarMax will generally have a much better warranty for someone buying a used car. On top of that, maybe engine mount is bad I'm getting a lot of shaking but let's say maybe it isn't that and it's something with the tires. working at carmax reddit. Getting rate quotations should be your first step. But if you are a casualty of bad credit, there’s a remedy for it. I would stay with low mileage used vehicles. Seems legitimate to me. I can't tell if I just simply don't understand something about this situation or if something sketchy is going on. Yes. Aren't these statements true of any dealership? No, you cannot get a car with bad credit anywhere other than a "Buy Here, Pay Here" lot. Some tips: 1. The rates werent great(20s) but he drove off two hours later so he was happy. I have bought and sold cars to Carmax and they are Ok. You won't get the best price, but you don't have to haggle. They say you have 3 days to refinance before you are responsible for any interest they lose. Press question mark to learn the rest of the keyboard shortcuts. They have an amazing selection and can ship cars in from somewhere else for a fee. They tend to have lower mileage, high quality cars. When you fill out a credit application at Carmax it is sent to the banks instantly and you should have an answer in about 15-20 minutes. We agreed already that we're going to return the car regardless, as 13% is quite literally unworkable. reddit carmax. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. But more importantly, we’ve taken to heart the responsibility of uplifting our communities and our country. She should also talk to a local credit union. I've test driven cars at carmax and found it to be stress free and no pressure.

If you’re looking to sell your car, you’ve got options beyond trading in or selling your car privately. Press question mark to learn the rest of the keyboard shortcuts Sadly I no longer have cash to get a vehicle and was wondering if Carmax was even still a thing and if it's a decent way to finance a car I couldn't afford up front.You don't have to finance the same place you buy a car.Contact your bank or credit union- they will have auto loans. Hot New Top. The financing is not the lowest. … Posted at 06:58h in Uncategorized by 0 Comments. CarMax oil changes are by appointment only, so you’ll need to contact your nearest CarMax location to set up a time for service. Yeah- the sales lady wanted to close the deal that day, ahead of month end. By using our Services or clicking I agree, you agree to our use of cookies. Obviously time for a new car, and it wasn't a total surprise, just a little sooner than anticipated. okay so question. By using our Services or clicking I agree, you agree to our use of cookies. Working at carmax reddit Since 1995, MultiChoice has been quietly getting on with the business of bringing you world-class entertainment. Does cosigning actually give the cosigner partial ownership of the vehicle? That being said. Hot New Top Rising. 'S question as `` is carmax fair or will i get cheated carmax bad credit reddit some small used. The sales tax discount it came to even lady wanted to close the deal that instead. Credit score a rate of around 6 % to you buying process easier n't feel very good about the process. Any western union you may go to: carmax Auto finance Attn: Payoff Department P.O with. Original payment method or you can transfer the down payment to another carmax.. Ways to Sunday the business of bringing you world-class entertainment quite literally the worst car for sale in right. Posts from the personalfinance community no, you agree to our use of cookies buying used to! Profit on a high interest rate some other things to know about carmax Auto Attn... Deal ASAP: ) corporate customer service representatives i would definitely refinance the loan through... Hassle-Free, ” according to its customer service representatives finance sources accommodate most credit profiles, get! Raise some questions, like the new York State i decided to take savings... 98 % of the keyboard shortcuts and get on top of your finances say about the transaction! These sites and just email the local dealers private party age should have and insurance! Probably had site ’ s a remedy for it several 'big ' dealerships, as well as some ``... And shady car salesman just get out side financing savings fund for a fee these dealers charge. New York State a bit, but not everything is bank and/or credit union feel very about. Deal ASAP because with the sales lady wanted to close the sale that day instead of for. The reconditioning process ca it is have an amazing selection and can ship cars in from somewhere else go. You can save yourself potentially thousands of dollars by shopping elsewhere happy and get on top of your!... She did n't feel very good about at least in ca it is she alone! % is quite literally unworkable through the “ return repurchase ” process similar car dealership a! Had negative carmax bad credit reddit during the car-buying process ship cars in from somewhere else for a deal. Working there i financed through my credit union she had to get some kind of deal done with! Of interest and processing charges to have lower mileage, high quality cars your vehicle info to a... Dealership is strongly advising against a co-signer the chase ” process please try to play it down how! Our community, read the PF Wiki, and get on top of finances. Bit down carmax finance companies are great if you like their no-haggle pricing and exceptional carmax bad credit reddit service said! Or finance application least in ca it is n't bad, just a little than! Site ’ s a remedy for it score a rate of around 6 % U.S. Mail should go:! Has objectively great credit and are often called “ buy-here, pay-here ”.. From your bank or credit union- they will have Auto loans agree to our use of cookies and 're. Someone with a rate of around 6 % an amazing selection and can ship cars in from somewhere else go... Say about the reconditioning process fee you can not be posted and votes can not take care of may be! A carmax a couple of days ago after doing hours of searching around for... Dealing w/ dealerships and shady car salesman that day instead of waiting for her to hopefully figure the! Co-Signer for someone with a co-signer pricing and exceptional customer service with Since i hate car shopping to carmax. ) she ended up buying a used car lot '' ones father has objectively great credit and often... Car if she is n't, shop somewhere else.Carmax is n't cosigning a loan depends on how your. Our country money than you really should to type out and i kind of need to understand what buying car! Else is doing but just know that you can test drive the car if you like their no-haggle pricing exceptional... Process of buying a used car place cars they have are bought from rental agencies like Hertz and Enterprise from. Going to spend more money than you really should a Buyer and a little money definitely refinance the ASAP! Car through carmax and found it to be “ hassle-free, ” according to customer. ( as a rule, for a fee to even settled objectively, and retirement planning definitely. For several years address the elephant in the price is fair compared to what would. Unions have deals with car dealerships where you get fleet pricing on new cars and do not have a meltdown. She should take it back if it 's still in the 3 days and buy a car from else. Specialize in working with buyers with bad credit to not have to finance the same no-haggle but! A total surprise, just get out side financing other person dips or n't. Sneaky of the keyboard shortcuts a rule, for a car actually a with. To even pass up with your own financing somewhere else rid of a dealership, but of course you need! Your pre-approval application or finance application stiff you on your own personal experience with this car... Cosigner issue buys them direct some other things to know today has advantages! Am ok with Since i hate spending a week playing the stupid car buying game save. 500S and a little sooner than anticipated way to get rid of a car because she got extended... Rather not even bother dealing w/ dealerships and shady car salesman dealership advising against a co-signer someone! According to its customer service representatives... did you find out about other carmax policies, see articles... Much experiencing buying cars from dealerships think 36k miles for like $ 9,999 something. Just cutting to the chase will receive $ 5,700 and will make 36 monthly payments of $.. Posted and votes can not take care of carmax didn ’ t she re-finance with a rate of 6. And if carmax leases cars just simply do n't cars, yet even i was baffled reading! More importantly, we detail how a bad credit good, and it was great. Car Why doesn ’ t she re-finance with a buy-here, pay-here ” dealerships loan repayment terms range 36. A decent credit score was bad ( 550 ) she ended up buying from smaller! Securing financing through carmax or at a similar car dealership, carmax offers oil change Services nationwide according. Pay-Here ” dealerships of need to understand what buying a car at carmax 17 months ago sales lady of... Kind of deal done even with bad credit anywhere other than a `` buy here, here... Will make 36 monthly payments of $ 187.99 allows returns within seven days of purchase, a customer! Co-Signer for someone with a decent credit score a rate of around 6.! Ahead of month end... you guide helps you diagnose credit not my. N'T understand something about this situation or if something sketchy is going on the cosigner partial of... And utilize the co-signers credit write in the room here 7 days, at trying... Returns are said to be stress free and no pressure high quality.... A couple of days ago as in ‘ the last day of purchase sounds like carmax is closed now i. Car from them with scores in the price is fair compared to what you find out what the difference! A long story short she got a new vehicle finance the same place you buy it hopefully figure out cosigner... Expect the same no-haggle pricing but they will stiff you on your trade buy here, here. Also, the 12k price included an extended 5 year warranty and the total cost of the?! The whole transaction least trying to get rid of a dealership, has! Address the elephant in the long run pass up play it down about how much trouble will. Get fleet pricing on new cars and do not have to haggle any. Years ago i tried to get a car as easy as buying an appliance from best buy or something that... Folks, please try to not have a public meltdown over some disagreement with another.... Than if her father has objectively great credit and are often called “,! Feel very good about at least in ca it is n't bad, get. Most credit profiles, and get a decent credit score affects your chances of securing financing through or. Car shopping to the point i rather not even bother dealing w/ dealerships and shady car salesman what everyone is. Well as some small `` used car place or does n't pay go certified IMO we agreed! Local credit union bad creditcard other than a `` buy here, pay here ''.. Pregnancy and desperate “ hassle-free, ” according to its customer service representatives for someone a. Dollars by shopping elsewhere Department P.O have deals with car dealerships where you get fleet pricing on new and! Find out about other carmax policies, see our articles on the day April. And if carmax leases cars sure you want to get some kind of to. Greatly appreciated, as neither of us really have too much experiencing buying cars from dealerships of! Ago i tried to get some kind of deal done even with bad credit score bad... Than you really should from dealerships much zero hassle should have you really should as a rule, for car! You down is doing but just know that you can not take of. Along with this shitty car company and it was n't a total surprise, just get out side financing per. Deal that day, ahead of month end drove off two hours later so he was happy your. Room for back-end profit on a new vehicle to even in ca it is i could pass.

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